24. febrúar 2023

Breytilegir vextir hækka 5. apríl

Stjórn Gildis hefur ákveðið að hækka breytilega vexti sjóðfélagalána frá og með 5. apríl næstkomandi. Breytilegir vextir óverðtryggðra lána hækka þá um 50 punkta en breytilegir vextir verðtryggðra lána hækka um 10 punkta. Fastir vextir verðtryggðra lána taka ekki breytingum.

Breytilegir vextir óverðtryggðra grunnlána verða eftir hækkunina 7,65% og viðbótarlána 8,40%.

Breytilegir vextir verðtryggðra grunnlána verða 2,45% og viðbótarlána 3,20%.

Frá og með 5. apríl mun vaxtatafla sjóðsins líta svona út:

Grunnlán (allt að 65% veðhlutfall) Viðbótarlán (65-75% veðhlutfall)
Verðtryggt – fastir vextir 2,80% 3,55%
Verðtryggt – breytilegir vextir 2,45% 3,20%
Óverðtryggt – breytilegir vextir 7,65% 8,40%

Variable interest rate raised on April 5th

The board of Gildi has decided to raise the variable interest rate on mutual fund loans as of April 5th. Variable interest rates on non-indexed loans will then increase by 50 points, while variable interest rates on indexed loans will increase by 10 points. Fixed interest rates on indexed loans do not change.

After the increase, the variable interest rate for non-indexed basic loans will be 7.65% and for additional loans 8.40%.

The variable interest rate for indexed basic loans will be 2.45% and for additional loans 3.20%.

As of April 5th, the fund's interest rate table will look like this:

BASIC LOAN (up to 65% mortgage ratio) ADDITIONAL LOAN (65-75% mortgage ratio)
INDEXED Fixed interest 2.80% 3.55%
INDEXED Variable interest 2.45% 3.20%
NON-INDEXED Variable interest 7.65% 8.40%