16. janúar 2023

Breytilegir vextir hækka 20. febrúar

Stjórn Gildis hefur ákveðið að hækka breytilega vexti sjóðfélagalána frá og með 20. febrúar næstkomandi. Breytilegir vextir óverðtryggðra lána hækka þá um 25 punkta en breytilegir vextir verðtryggðra lána hækka um 35 punkta. Fastir vextir verðtryggðra lána taka ekki breytingum.

Breytilegir vextir óverðtryggðra grunnlána verða eftir hækkunina 7,15% og viðbótarlána 7,90%.

Breytilegir vextir verðtryggðra grunnlána verða 2,35% og viðbótarlána 3,10%.

Frá og með 20. febrúar mun vaxtatafla sjóðsins líta svona út:

Grunnlán (allt að 65% veðhlutfall) Viðbótarlán (65-75% veðhlutfall)
Verðtryggt - fastir vextir 2,80% 3,55%
Verðtryggt - breytilegir vextir 2,35% 3,10%
Óverðtryggt - breytilegir vextir 7,15% 7,90%

Variable interest rate raised on February 20th

The board of Gildi has decided to raise the variable interest rate on mutual fund loans as of February 20th. Variable interest rates on non-indexed loans will then increase by 25 points, while variable interest rates on indexed loans will increase by 35 points. Fixed interest rates on indexed loans do not change.

After the increase, the variable interest rate for non-indexed basic loans will be 7.15% and for additional loans 7.90%.

The variable interest rate for indexed basic loans will be 2.35% and for additional loans 3.10%.

As of February 20th, the fund's interest rate table will look like this:

BASIC LOAN (up to 65% mortgage ratio) ADDITIONAL LOAN (65-75% mortgage ratio)
INDEXED Fixed interest 2.80% 3.55%
INDEXED Variable interest 2.35% 3.10%
NON-INDEXED Variable interest 7.15% 7.90%