Mutual Pension Division
Gildi's mutual pension division had assets of ISK 1,213.6 billion at the end of 2025. The department's assets developed in the following way in 2025 (note that all figures are in ISK billions):
*Including ISK 2.9 billion disability contribution from the national treasury
Below you can find information about returns, asset composition, and the investment strategy of Gildi's mutual pension division. Detailed information can be found in the fund's Annual Reports, which can be accessed here.
The net nominal return of Gildi's mutual pension division in 2025 was 7.1%, but was 11.8% in 2024. The net real return was 3.3%, compared to 6.7% the previous year.
Mutual pension division returns in 2025
Nominal returns of the mutual pension division groups of assets in 2025
Nominal returns of the mutual pension division for the last 10 years
The average nominal return of the mutual pension division for the last five years amounts to 8.1% and a total of 8.3% for the last ten years.
Real returns of the mutual pension division for the last 10 years
The average real return of the mutual pension division for the last five years amounts to 1.8% and 3.8% for the previous ten years.