The net assets of Future Vision 2 amounted to just over ISK 4.5 billion at the end of 2025. The division’s assets developed as follows in 2025 (in ISK millions).



Below you can find information on the returns, asset composition, and Investment Policy of Future Vision 2.

Detailed information can be found in the fund’s Annual Reports, which can be accessed here.

The net nominal return of Future Vision 2 in the year 2025 was 6.8% or a net real return of 3.0%. The five-year average real return is now -0.4%, but it is 2.2% if we look at the last ten years.

Future Vision 2 returns

Nominal returns of the main groups of assets of Future Vision 2 in 2025

In Future Vision 2, 20% of the portfolio is normally in shares and 80% in bonds. When a large part of the portfolio is tied up in bonds, you can expect less fluctuations in returns, but at the same time, lower returns can be expected in the long term.

Assets 30.9.2025 Strategy 2026 Veriance (minimun) Variance (maximum)
Bonds 80.7% 80.0% 70.0% 90.0%
Deposits 1.2% 1.0% 0.0% 15.0%
Government bonds 23.4% 22.0% 15.0% 80.0%
Banks and savings banks bonds 22.8% 23.0% 0.0% 32.0%
Mortgage bonds 0.0% 0.0% 0.0% 10.0%
Municipal bonds 8.7% 8.0% 0.0% 12.0%
Corporate bonds 20.9% 21.0% 0.0% 30.0%
Foreign bonds 3.8% 5.0% 0.0% 15.0%
Shares 19.3% 20.0% 10.0% 30.0%
Domestic shares 8.3% 9.0% 0.0% 20.0%
Foreign shares 11.0% 11.0% 5.0% 25.0%
100% 100%   

Future Vision 2’s portfolio consists of a number of assets that are divided into the following groups at the end of 2025.

Groups of assets