Mutual Pension Division

In the Investment Policy of Gildi’s mutual insurance division for 2022, it is proposed to increase the combined significance of stocks and reduce the combined significance of bonds. The ratio of domestic stocks and government bonds is increased from the policy of 2021, but on the other hand, the criteria of the policy for mortgage bonds, corporate bonds and foreign bonds is reduced. However, the emphasis is still on increasing the significance of mortgage bonds and corporate bonds from what is now. Other investments in the strategy include foreign real estate funds and foreign infrastructure funds, as well as foreign hedge funds that are in the process of being redeemed. The policy proposes that the weight of assets in foreign currency will be 39%, and this is unchanged from the previous policy.

Private Pension Division

In the Investment Policy of the private pension divisions, the significance of the schemes in stocks and bonds remains unchanged. Future Vision 1 is generally 65% ​​of the portfolio in bonds and 35% in stocks, and Future Vision 2 is generally 80% in bonds and 20% in stocks. Future Vision 3 continues to invest only in indexed deposits.

The changes were made to the Investment Policy of Future Vision 1 and 2 from the policy of 2021 to reduce the significance of foreign stocks, government bonds and foreign bonds. At the same time, the significance of domestic stocks, bank and savings bank bonds and corporate bonds is increased. The target for the significance of assets in foreign currency is unchanged from the previous policy, or 26% in the case of Future Vision 1 and 18% in Future Vision 2.

Future Vision 1

Future Vision 2

Future Vision 3