Eign - 70/30

For long-term goals and higher return potential

Eign - 70/30 is for long-term investing. Because a larger share of the portfolio is invested in equities, returns are likely to fluctuate more over time. While this means a higher level of risk, it also offers the greatest potential for long-term returns.

Best suited for: Individuals with a long investment horizon who are comfortable with market fluctuations in pursuit of higher long-term growth.

Eign – 70/30 is a new investment option from Gildi. As a result, historical performance data is not yet available.

Investment Policy

A detailed Investment Policy is prepared for Eign – 70/30 each year. As part of this process, Gildi’s investment specialists assess market opportunities and risks across different asset classes.

Gildi’s portfolio managers continuously buy and sell equities and bonds to achieve the best possible long-term returns for fund members. The framework for these investment decisions is set out in the Investment Policy below, which also shows the portfolio allocation at the end of 2025.

Asset class Policy Permitted range – minimum Permitted range – maximum
Bonds 30.0% 20.0% 40.0%
- Cash and deposits 1.0% 0.0% 15.0%
- Government bonds 9.0% 5.0% 35.0%
- Financial institution bonds 8.0% 0.0% 14.0%
- Mortgage bonds 0.0% 0.0% 5.0%
- Municipal bonds 3.0% 0.0% 10.0%
- Corporate bonds 7.0% 0.0% 13.0%
- Foreign bonds 2.0% 0.0% 8.0%
Equities 70.0% 60.0% 80.0%
- Domestic equities 30.0% 0.0% 44.0%
- Foreign equities 40.0% 20.0% 64.5%
TOTAL: 100.0%

Key Information:

The following document contains key information about Eign – 70/30, an investment option offered by Gildi Pension Fund. This information is required by law and is intended to help you understand the nature, risks, costs, and potential gains and losses of the investment option, and to compare it with other similar financial products.