29. October 2024
Gildi lowers non-indexed interest rates
Gildi's board has decided to lower the non-indexed variable interest rate on fund member loans by 0.15%. Following the reduction, the non-indexed variable interest rate will be 10.20% for basic loans and 10.95% for additional loans. Terms for indexed interest rates are unchanged this time.
The reduction takes effect on 5 December, at which point the fund's interest rate table will look as follows:
| Basic loans (up to 60% loan-to-value ratio) | Additional loans (60-70% loan-to-value ratio) | |
|---|---|---|
| Indexed – fixed interest | 4.10% | 4.85% |
| Indexed – variable interest | 4.00% | 4.75% |
| Non-indexed – variable interest | 10.20% | 10.95% |